Banking & Insurance – icoso consulting S.L.

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Banking & Insurance

In the financial sector, regulation is not a project — it's a permanent state. Quality assurance has to reflect that: demonstrable, repeatable, audit-ready.

Since 17 January 2025, DORA provides a single European framework for digital operational resilience: financial entities must test their ICT systems regularly and risk-based, report incidents and manage third-party providers. Add the ongoing modernisation of payments (ISO 20022, T2/TARGET services), treasury platforms such as Murex and core-system replacements — each of these runs under supervision and a duty of evidence.

Typical challenges

  • Test governance that stands up to DORA and national supervisory requirements: strategy, test register, evidence.
  • High release frequency in trading and payment systems combined with zero tolerance for production defects.
  • Migrations and system replacements under regulatory constraints and hard central-bank deadlines.
  • Acceptance testing against external platforms and standards (SWIFT, T2, clearing houses).
  • People who cover treasury, payments and test methodology at the same time are rare.

How we support you

We build test strategies and test governance that withstand audits — including risk-based prioritisation, a regression concept and complete documentation. In requirements management we create a solid basis for acceptance towards providers; as project managers we steer migrations through to go-live.

Our track record

Our consultants have, among other things, led testing for the introduction of a Murex treasury platform, managed a TARGET2 connection project and supported the replacement of a MERVA payments infrastructure — anonymised details in our references.

Let's talk about your project.

Straightforward and personal — we'll get back to you quickly.

Get in touch

Or directly: +34 619 13 73 23 · info@icoso.es